BizPAC

• UOB Business Banking customers between the ages of 18 and 65 years old.
• Malaysian Citizen, Permanent Resident or Foreign Residents/ Foreign Nationals with valid Work Permit/ Employment Pass or otherwise legally employed in Malaysia.
• Policy renewable up to age 75 years old.
• No medical examination.
• Occupation Class 1 & 2.
• Maximum 1 policy active per insured person.

Note:
- Duration of cover is for one year as stated in the Policy Contract.
- You need to pay the insurance cover on a Annual basis via IBG/ credit/ debit card instruction.
- Auto renewal only applicable for credit/ debit card payment instruction.

• Pre-existing medical conditions.
• War risks.
• Suicide or intentional self-injury.
• AIDS or any related diseases.
• Drug.
• Mental or nervous disorders or treatment of alcoholism or intoxication.
• Pregnancy or Childbirth.
• Cosmetic or Plastic Surgery.
• Dental Care or Surgery.
• Hazardous sports such as Racing, Mountaineering use ropes, Hand Gliding, Parachuting and Winter Sports.
• Treatment for obesity/weight related improvement.
• General check-up, convalescence, custodial or rest cure.
• Any sexually transmitted diseases.
• Sanction person.
• Terrorism.

This Policy is extended to cover Death of the Insured Person caused by drowning and/or Death or Disability caused by exposure resulting from a mishap to an aircraft or vessel in which the Insured Person is travelling.

Disappearance Clause

This policy is extended to cover disappearance if the Insured Person is proven disappear after a period of one year subject to all the evidence examined and there is a reason to assume the Death of the Insured Person.