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SME BI 365
Stay ahead of disruptions and safeguard your business
Sustaining a business is not easy, and if the unexpected happens to disrupt your operations, your income will be affected.
SME BI 365 is specifically designed to protect Micro, Small & Medium Enterprises (MSMEs), retail, commerce, and service sectors* so you can stay afloat even after your business operations is interrupted by an unforeseen event.
This product gives you additional protection and to be purchased with a Fire De-tariff Material damage policy.
*based on product eligibility
Key Features
Loss of Net Takings
Covers your lost income during the downtime, so your cash flow doesn’t suffer.Increased Cost of Working Expenses
Covers additional expenses to get your business back on track quickly and at least retain your loyal customers.Complimentary Additional Benefits
Book Keeping Cost
Helps you to manage the paperwork.
Sub limit: shall not exceed 1% of the total sum insured for the policy or RM10,000 whichever is lower any one occurrence and in the aggregate per policy basis during any one Period of Insurance.Average Relief (85%)
Protects against underinsurance.You shall not bear a rateable proportion of the loss if the sum insured of Net Takings exceeds 85% at the time of loss.
