Motorist’s Companion Extra

Designed to give you an added advantage, this policy covers a host of additional benefits including medical and funeral expenses, cosmetic surgery, 24 hour emergency towing, minor roadside repairs, as well as international assistance in Singapore & Thailand and so much more.

24-hour Worldwide Coverage

Travel anywhere in the world, at any time, with the guaranteed assurance that we’ve got you covered! Applied on policyholder for Accidental Death and Permanent Disablement only.

Fully-loaded Benefits

Payable in addition to other personal accident policies, with flexible insurance plans for all vehicles

Comprehensive Protection

Covers passenger’s injuries, regardless of whether it’s caused due to the negligence of the driver.

Additional Benefits

This policy includes Car Assistance Program and Inconvenience Benefit.

Easy to apply.
Benefit is payable in addition to other PA policies.
Benefit is payable irrespective of who is at fault.
3 options of plans are available for all vehicle types.
Passengers aged 15 years and below are entitled to up to 50% of all the benefits provided.

Section	Benefits	Plan 1	Plan 2	Plan 3	Limits
1	Personal Accident Benefits
	A) Accidental Death or Permanent Disablement	RM10,000	RM20,000	RM50,000	per person / per accident
	B) Medical Expenses (Up to)	RM1,000	RM2,000	RM3,000	per person / per accident
	C) Funeral Expenses	RM500	RM500	RM500	per person / per accident
	D) Double Indemnity (Nationwide Public Holidays)	RM20,000	RM40,000	RM100,000	per person / per accident
	E) Corrective Dental/Cosmetic Surgery Benefits/Ambulance Fees (up to)	RM2,000	RM2,000	RM2,000	per person / per accident
	F) Hospital Income Benefits due to accident (Maximum 60 days)	RM30/day	RM50/day	RM75/day	60 days / per person / per accident
2	Car Assistance Program (On Named Vehicle only)			TOLL FREE NO.: 1-800-88-5005
	A) 24 hours Emergency Towing (due to breakdown / accident)	✓	✓	✓	Breakdown (WM): Unlimited mileage (roundtrip)(EM) Unlimited mileage (roundtrip) from the main cities (Kota Kinabalu, Sandakan, Lahad Datu, Tawau, Sibu, Bintulu, Miri, Kuching and Labuan) Toll expenses: Max. RM100/ per event Accident (WM & EM): Unlimited mileage towing / per accident Within Malaysia, Penang & Langkawi (exclude other island) Limit: Max. (Breakdown/towing) 3 times /per year
	B) Minor Roadside Repair - (due to breakdown)	✓	✓	✓	2 hours/labour per event
	C) Taxi Assistance & reimbursement - (due to breakdown)	✓	✓	✓	RM60.00 – per event (Limit 3 times / per year)
	D) International Assistance (Singapore & Thailand) –(due to breakdown/Accident)	✓	✓	✓	Within 100km from Malaysian border Free towing to the nearest workshop (within Singapore/Brunei/Thailand); otherwise repatriation to Malaysian border at own cost of the insured. 3 times /per year.
	E) Arrangement of Emergency Evacuation-(due to breakdown/accident)	✓	✓	✓	Unlimited
	F) Referral to Service Centre - (due to breakdown/accident)	✓	✓	✓	Unlimited
	G) Emergency Message Transmission - (due to breakdown/accident)	✓	✓	✓	Unlimited
	H) Battery Assist	✓	✓	✓	Unlimited
	I) Alternative Travel Assistance	✓	✓	✓	Unlimited
	J) Home Assist	✓	✓	✓	Unlimited
	K) Interstate Ambulance Service	✓	✓	✓	Unlimited
	L) Concierge Assist	✓	✓	✓	Unlimited
3	Additional Benefits (within Malaysia)
	A) Car Rental Reimbursement (Total Loss/Theft)	5 days (Max. RM600)	6 days (Max. RM750)	7 days (Max. RM900)	Up to RM 150.00 per day One occurrence / per year
	B) Theft Inconvenience Allowance	1,000	2,000	3,000	One occurrence / per year If the Named Vehicle cannot be found within 21 days from the date of loss
	C) Smash & Grab Inconvenience Allowance (personal effect/cash)	300	300	300	One occurrence / per year
	D) Flood Inconvenience Allowance	300	300	300	One occurrence / per year
	E) Accident Inconvenience Allowance	300	300	300	One occurrence / per year (Exclude windscreen, Theft / Total Loss)
	F) Replacement of Car key / transmitter (Theft/Robbery)	150	200	300	One occurrence / per year

Note:

Policyholder / Insured covered worldwide 24 hours & No maximum age limit for policyholder & passengers.
Policyholder / Driver's age must be 18 years and above and has a valid driving licence.
Passengers aged 15 years old and below are entitled up to 50% of all benefits under Section 1 only.

Seating Capacity (Including Driver)	Sum Insured (RM)
	Plan A	Plan B	Plan C
	10,000 Per Person	20,000 Per Person	50,000 Per Person
	Annual Premium (RM)
5 Seater	84.91	111.32	177.36
Each additional seat	21.00

Motorist’s Companion Extra