10% Renewal Bonus (NCB) Yearly, Up To 50%
You will enjoy a renewal bonus termed “No Claim Bonus” whereby your principal Sum Insured will be increased by 10% per year (under Death and Permanent Disablement) and up to 50% for a period of 5 years regardless of any claims made under medical expenses, dental or corrective cosmetic surgery.
24-hours Worldwide Coverage
You will be protected around the clock while you’re on the move.
Travel Allowance Allocation For Your Loved Ones
Your immediate family (father, mother, sister, brother, wife, husband, children) will receive a weekly travel allowance of RM200 for travel expenses incurred while visiting you when you are hospitalised. The maximum amount payable is RM1,000 per accident.
Rehabilitation Benefit
If you’re hospitalised consecutively for 7 days or more, you will receive an additional RM1,000 upon your discharge from hospital.
Sinseh / Traditional Treatment Coverage
You may choose to supplement your treatment with sinseh / other traditional treatment up to a maximum of RM250 per accident.
Corrective Dental & Cosmetic Surgery
Should you require corrective dental and cosmetic surgery performed to the head and the neck as a result of an accident, you will be provided with an additional sum of up to RM2,000. However, surgery must be recommended and performed by a licensed Orthodontist or Cosmetic Surgeon.
Funeral Allowance Up To RM 3,000
Upon accidental death, your beneficiaries will receive a sum of 3% of the capital sum insured on Death, subject to a maximum of RM3,000.
Repatriation Expenses
Upon accidental death, we provide a lump sum allowance up to RM3,000 for repatriation.
Flexible Options
Depending on your budget, you can create a Plan best suited to your needs.
Easy Enrolment
Just complete the enclosed Proposal Form and send it to the address provided. Enrol as soon as possible to be rest assured when you’re on the move.
| No. |
Benefits |
For Each Amount Of (RM) |
Classifications of Occupation and Annual Premiums (RM) |
| |
|
|
Class 1 |
Class 2 |
Class 3 |
| 1 |
Death |
10,000 |
5.00 |
6.50 |
11.00 |
| 2 |
Permanent Disablement |
10,000 |
5.00 |
6.50 |
11.00 |
| 3 |
a) Temporary Total Disablement
(Limit Per Week) |
100 |
22.00 |
30.00 |
45.00 |
| |
b) Temporary Partial Disablement
(Limit Per Week) |
50 |
| 4 |
Medical Expenses (Limit Any One Accident) |
500 |
10.00 |
13.00 |
15.00 |
| 1,000 |
15.00 |
18.00 |
25.00 |
| 2,000 |
20.00 |
26.00 |
35.00 |
| 3,000 |
25.00 |
32.00 |
48.00 |
| 4,000 |
30.00 |
40.00 |
60.00 |
| 5,000 |
35.00 |
45.00 |
72.00 |
The premium amount is before Service Tax and Stamp Duty
NOTE : Compensation under item 3, limited to 104 weeks from the date of commencement of the disablement.
Protection from age 18 – 60, with renewal up to 70 years of age.
Classifications of occupation as follows :
| Class |
Description |
| Class 1 |
Professions and occupations involving non-manual, administrative or clerical work solely in offices or similar non-hazardous places. |
| Class 2 |
Professions and occupations involving manual work only occasionally when supervising workmen |
| Class 3 |
Professions and occupations involving manual work |
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