Third Party, Fire & Theft

Affordable.

Third Party, Fire & Theft is more affordable than comprehensive motor insurance.

Flexible Payment Options.

You Flexible Payment Options. You may choose to pay your Motor Third Party, Fire & Theft Insurance premium annually with cash, cheque or credit card.

Protection against Fire and Theft.

If your vehicle is stolen or damaged by fire, we will pay up to a maximum of RM20,000.00 to repair it.

Liability Cover.

If you cause bodily injury or death of third party (except passengers in your vehicle) or damages third party´s property, such as their car, building or fence during a motor accident, we will pay for the damage caused by your vehicle, and we will cover the legal costs as well.

• Vehicle owner and their authorised driver(s) - anyone who resides in Malaysia age 22 to 70 years old with a valid driving license.

• The total premium that you will have to pay may vary depending on the No-Claims-Discount (NCD) entitlement and the underwriting requirements of our company.
• The premium amount is before 6% Services Tax (SST).
• This offer excludes stamp duty. Please add RM10.00 as stamp duty to your premium.

• If the driver does not hold a valid driving license to drive the vehicle or if not qualified for holding or obtaining such a license under the regulation of the Malaysia Road Transport Department.
• While the vehicle is used for illegal business as an unlicensed common carrier.
• If the vehicle is used for hire, road rally pace making, speed-testing or use for any purpose in connection with the motor trade.
• Losses such as accidental damage to your vehicle, your own death or bodily injury due to a motor accident and your liability against claims from passengers in your vehicle.
• War or contamination by war, invasion, act of foreign enemy, hostilities or warlike operations, mutiny, civil war, rebellion, revolution insurrection, conspiracy, military uprising, martial law or state of siege.
• Criminal acts or terrorism.
• Bacterial infections, suicide or self-inflicted injury, pre-existing physical or mental defect or infirmity, HIV and AIDS related diseases.
• Influence of intoxicating liquor, alcohol or drugs.

• Please note that the exclusions, limitations, terms and conditions stated above are not exhaustive. Please refer to the actual Policy for details.

• Please ensure that the sum insured of the policyholder's vehicle is adequate according to the market value to avoid policyholder from being compensated lower than market value in case of a claim. 

  For more information please contact our customer service representative at at 1 300 888 990.

• Vehicle Excess – Additional payment may be required to be borne by the policyholder in event of a Own Damage (OD) claim.

• As the owner of a vehicle, you must ensure to obtain Legal Liability to passenger (LLP) should you decide to bring your vehicle into the Republic of Singapore. This is applicable to all types of vehicle.