Deepavali Engagement Contest

Terms and Conditions

  1. Deepavali Engagement Contest (“Contest”) is organised by Liberty General Insurance Berhad (Registration No. 197801007153 (44191-P))  (“LGIB”).
  2. This Contest is open for participation from 12 October 2024 until 20 October 2024, both dates inclusive unless notified otherwise (“Contest Period”). Liberty reserves the right to end this Contest any time earlier at its own discretion. 

 

Eligibility

  1. This Contest is open to all Malaysian citizens or permanent residents of Malaysia with minimum age of eighteen (18) years old (“Participants”). To take part in this Contest, Participants are required to fulfil the following requirements:

Steps to follow: 

Step 1:Follow @libertyinsurancemalaysia and @kurniainsurans on Instagram

Step 2: Snap a Photo or Video of our Dazzling Deepavali Truck

Step 3: Post it on your Instagram Story and tag @libertyinsurancemalaysia and @kurniainsurans

(Participants’ Instagram account is required to be public for our verification of participation) 

  1. Please visit our Instagram page @libertyinsurancemalaysia and @kurniainsurans to find out more on the location of our Deepavali truck available only on the 12th of October 2024. 
  2. The thirty (30) winners will be chosen from a pool of total eligible entries from Liberty Insurance Malaysia and Kurnia Insurans Instagram page. All entries are sorted randomly, and the total number of entries are divided by thirty (30) (total prizes), rounded down to the nearest whole number to get the shortlisted entries (for examples 300 entries divided by 30 equals to 10, resulting in every 10th entry to be shortlisted. (10th, 20th, 30th, 40th, 50th…., 180th, 190th, 200th)  
  3. Each participant is only allowed to win once, regardless of the number of their entries. In an event the same participant is selected again, a new name will be drawn as replacement.
  4. The first eligible thirty (30) Participants who are shortlisted based on the total number of entries during each winner selection shall be shortlisted as the winners and will be required to perform the following steps to win the prize:
  • Verify their identity; and
  • Answer a simple question related to Deepavali correctly.
  1. The selected winners will be announced and published on Liberty Insurance Malaysia and Kurnia Insurans Instagram page. 
  2. LGIB employees are not eligible to participate in this Contest.
  3. The selected winners will also be contacted by our Contact Centre’s Service Academy, Admin team or appointed contracted media agency on Instagram direct message. In the event LGIB and Kurnia Instagram page are unable to contact the selected winners after three (3) attempts (i.e. no reply on Instagram Direct Message), LGIB  reserves the right to select from the pool of total eligible entries following the same process. LGIB will not be held liable in the event the shortlisted winners are not reachable for whatever reasons.


Contest Prizes

  1. Thirty (30) winners will be selected from the Contest to win the Prizes.
  2. The Prizes for this Contest are:

    Type

    Prizes

    Total Giveaways

    Prize

    RM50 Touch n go e-voucher

    30
  1. The selected winner is responsible for ensuring that they have provided accurate information of their full name, mobile phone number and/or email address to receive the Prizes. Should the confirmed winner decide to provide a third party’s phone number and/or email address, LGIB will not be liable for the receipt of Prizes via the third party. The selected winners are responsible to redeem the Prizes within the prescribed validity period of the Prizes.

 

  1. LGIB reserves the right, as deemed fit, to substitute the prizes with another product of similar value without prior notice.
  2. The Prizes are not transferable, nor exchangeable for cash or credit or kind whether in part or in full. 

 

Other General Conditions

  1. Unless otherwise notified, this Contest will end at 11.59pm on 20 October 2024, and the Prizes will be disbursed by 20 November 2024 (“Disbursement Period”), after which this Contest will be terminated. No further disbursements of prizes shall be made or claims against this Contest be entertained after 30 November 2024.
  2. LGIB reserves the right (at its own discretion) to disqualify any participant and/or withhold or confiscate in full or part the Prizes if the participant is found to be or reasonably suspected of participating in any form of fraudulent practice (including but not limited to false identities, doctoring images, willful spamming or manipulation of any of LGIB’s processes, or website).
  3. Where LGIB suspects a participant is participating in any form of unlawful and/or fraudulent activity, LGIB reserves the right to report such activity or suspicion to the police or relevant authorities.
  4. LGIB reserves the right to vary the terms and conditions of this Contest without any prior notice. LGIB may withdraw or discontinue this Contest at any time without giving prior notice and without incurring any liability.
  5. LGIB reserves the right to change the Contest Period and/or Disbursement Period if the launch of this Contest is delayed and shall have no liability for the same.
  6. Any cancellation, termination, withdrawal, or suspension by LGIB of this Contest shall not entitle the Participants to any compensation against LGIB for any reason whatsoever due to loss, claim or damage that may be suffered or incurred by the Participants as a direct or indirect result of the act of cancellation, termination, withdrawal, or suspension. 
  7. LGIB’s determination of all matters relating to this Contest shall be final and conclusive and in the event of any inconsistency between these Contest Terms and Conditions and any marketing or promotional materials relating to this Contest, these Contest Terms and Conditions shall prevail.
  8. LGIB would like to alert the Participants to take reasonable precautions when receiving any phone calls and messages requesting their personal information during and/or after this Contest. LGIB would also like to advise our valued Participants to call our Customer Centre for verification regarding this Contest.
  9. By participating in this Contest, you hereby give consent for your personal data and/or information to be collected, processed, used, retained and disclosed in accordance with the Personal Data Protection Act 2010 (“PDPA”). Please refer to our full Privacy Notice on www.libertyinsurance.com.my, www.kurnia.com or www.amassurance.com.my for further information.
  10. Selected winners who do not receive their prizes within the stipulated timeline are advised to Direct Message our Instagram via @libertyinsurancemalaysia and @kurniainsurans.
  11. These Contest terms and conditions are governed by and construed under the Laws of Malaysia.